Commercial Insurance

Professional Indemnity

Professional Indemnity cover protects professional people supplying a skill or service against their legal liability to compensate third-parties who have sustained injury, loss or damage due to their professional negligence.

Houghton Insurance Bureau provides professional indemnity insurance to a wide range of professions, including architects, engineers, design and construction consultants; IFA’s; surveyors and estate agents; accountants, solicitors and computer consultants; associations and charities.

We can arrange a tailored solution for you, with a specialist insurer if necessary, with varying levels and limits of indemnity available.

Extensions to the basic cover can include: libel or slander, dishonesty of employees, incoming/outgoing partners, run off liability, loss of or damage to documents, subrogation against employees, breach or warranty or authority, compensation for court attendance, contractor’s design or construct risks.

We are happy to quote for all types of profession and can also advise on directors’ and officers’ liability and legal indemnity.